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Individual Retirement Planning 

Retirement planning is not just about saving money; it’s about creating a future where you can live with freedom, purpose, and peace of mind. It’s the gift you give to your future self—a chance to embrace your passions, spend time with loved ones, and enjoy life without financial worries. Every small step you take today, whether it’s saving a little more, investing wisely, or envisioning your dream retirement, brings you closer to a life of fulfillment and joy. Start now, and make your future something extraordinary.

Define Your Retirement Vision

Start by envisioning your ideal retirement. Consider where you want to live, the lifestyle you wish to maintain, and the activities you hope to enjoy. This vision will serve as the foundation for your financial goals, helping you determine how much money you’ll need to sustain your desired lifestyle.

Choose the Right Retirement Accounts

We select the accounts that best suit your needs, such as a 401(k), IRA, or Roth IRA. If you're self-employed, we will explore options like SEP IRAs or Solo 401(k)s. These accounts offer tax advantages that can maximize your savings and help your investments grow over time.

Plan for Healthcare and Risk Management

Healthcare costs can be a significant expense during retirement. We consider options like long-term care insurance and build a plan for managing unexpected expenses. Additionally, evaluate your life insurance and estate planning needs to ensure your loved ones are protected.

Assess Your Current Financial Situation

We take stock of your existing resources, including savings, investments, and income sources like Social Security or pensions. We review your current expenses, debts, and spending habits to understand your starting point. This assessment helps identify any gaps between your current situation and your retirement goals.

Develop an Investment Strategy

We create a diversified investment portfolio aligned with your risk tolerance and time horizon. Younger investors may focus on growth-oriented assets like stocks, while those closer to retirement may prioritize stability with bonds or income-focused investments. Regularly review and rebalance your portfolio to stay on track.

Monitor and Adjust Your Plan

Retirement planning is not a one-time event; it’s an ongoing process. We regularly review your progress, especially after major life events like job changes, market shifts, or new family responsibilities. Adjust your plan as needed to stay aligned with your goals and ensure a secure financial future.

What Our Clients Say

Waving

Lisa C. 

"Rebecca Frohlich helped me set-up my retirement savings according to my comfort level. Previously I looked at the investment annually but didn't really know how to invest beyond the mutual fund they were in. Then I would go into "paralysis" and close it to the following year. Now, with Rebecca, I have a plan for how much I should set aside each year for retirement as well how much I should save for vacations and other areas of our life. She is very easy to work with and I'd recommend sitting down with her for your future plans."

© 2025 Fairway Asset Management

Fairway Asset Management, LLC is a registered investment adviser. Fairway Asset Management is registered in the states of CA, FL, GA, IA, MO, MS, ND, NE, OH, OK, and TX and may only transact business or render personalized investment advice in states and international jurisdictions where we are registered or otherwise excluded or exempted from registration requirements. The purpose of this website is for information distribution on products and services. Any communications with prospective clients residing in states or international jurisdictions where Fairway Asset Management and its registered representatives are not registered or licensed shall be limited so as not to trigger registration or licensing requirements.

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